Getting overwhelmed on buying car insurance will only put you into more disadvantages. Instead of getting the cheapest auto insurance, you may end up with obtaining costly auto insurance. You need to make sure that you shop around reputable insurance companies. By that, you can be in relief as all of your information and personal details are kept safely. Purchasing the first quote can be very risky as well. Therefore, there are several things you should not do when buying car insurance.
You should not carry fully coverage insurance if your car is rusty and old. Thus, you may consider going with liability only insurance. On the other hand, if your car is new and expensive, you are suggested to carry a lower comprehensive deductible and a high collision deductible. You should not easily get scammed by your current carrier. You can demand an annual policy review if you are a loyal customer for the same company for several years. In addition, you should not file small claims. When you get a minor accident, you are suggested to shop around at several body shops to find out the price for the damage repair. Furthermore, you should carry home insurance and auto insurance from different companies.